2016 New Year’s Resolution Book Companion: Organize Your Finances
Welcome to the fifth installment of RNIC’s New Year’s resolution book companion guides for 2016! Last week we shared book companion guides for common New Year’s resolutions. So far we’ve provided guides for the following:
Today we cover an oldie but a goody. Like getting fit, many people start off the year with money and financial goals. These goals are set for many reasons. Sometimes it is towards another goal like buying a house or traveling. Most times, it is for the simple knowledge and security that you have groan your nest egg. So in honor of these goals, today I’m talking about the resolution to ORGANIZE YOUR FINANCES…
RESOLUTION #5: ORGANIZE YOUR FINANCES
Financial resolutions are always tough ones. Unless your plan for success is to plant a money tree and watch it grow, rocking out this goal means your are in for some serious hard work and introspective moments. Organizing your finances often means making some hard choices in regards to the money you currently spend, the job you have and the place you live. There are a lot of great tools out there to help get your money situation in perspective. Online tools such as Mint and LearnVest are popular and well rated. But lets face it, tools are worthless unless you use them.
Many people believe a portion of their success with this resolution lies outside of their hands. In some ways this is true. You can’t save money unless you have a job, but knowing your roadblocks both physical and mental is 80% of the battle. All of that being said, organizing your finances doesn’t always mean growing your bank account balance. It could also mean stabilizing it, or reducing it. Some people may realize that the stressful jobs that make up 16 hour work days are no longer what they want. Some realize that they may prefer city life to rural life and need to adjust financially in order to obtain those goals. For that reason, today’s guide offers stories that involve characters who face with different types of financial decisions and struggles:
Trade Me by Courtney Milan
Tina Chen just wants a degree and a job, so her parents never have to worry about making rent again. She has no time for Blake Reynolds, the sexy billionaire who stands to inherit Cyclone Systems. But when he makes an offhand comment about what it means to be poor, she loses her cool and tells him he couldn’t last a month living her life.
To her shock, Blake offers her a trade: She’ll get his income, his house, his car. In exchange, he’ll work her hours and send money home to her family. No expectations; no future obligations.
But before long, they’re trading not just lives, but secrets, kisses, and heated nights together. No expectations might break Tina’s heart…but Blake’s secrets could ruin her life.
The Deal by Thayer King
Separating from her husband was the hardest thing Kameron Blue has ever done. But what else was she to do? He was a workaholic who she only saw at bedtime. She hopes the separation will be a wakeup call to Gabriel. The situation goes from bad to worse when she has reason to suspect Gabriel of cheating.
Gabriel loves his wife and can’t believe that she would leave him. He’s in charge of saving his family’s company, and he thought Kameron understood. When he receives an inheritance, he has what he needs to save his family’s department stores and his marriage. Unfortunately, the only deal his formerly loving wife is interested in involves him giving her a divorce.
Cinders by Asha King
The sad girl he never forgot…
Things haven’t been the same since the death of Gina Cassidy’s father. It thrust her under the rule of her cruel stepmother and turned the family bakery into something unrecognizable. But now Gina’s an adult, not a frightened child, and she has a plan: figure out what secrets her stepmother has been hiding and how it relates to her father’s death once and for all.
The complication she doesn’t need but desperately wants…
When wealthy, reformed troublemaker Brennen Prescott weaves his way into her life, her desire for a different future–her desire for him–can’t be denied, even if it upsets the fragile balance around her. But getting close to Brennen puts more than her carefully laid plans in jeopardy: his life will be in danger if she can’t unravel her own dark family secrets in time to save him.
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The books in today’s companion vary in terms of financial goals, but what they have in common is that the protagonists must make life decisions that impact both their finances and happiness. I think they make great book companions for keeping motivation up and to encourage you to put your goals into perspective. If you missed any of the other resolutions covered, check out the previous book companion guides we’ve covered so far:
- Resolution #1: GETTING FIT
- Resolution #2: TRAVEL MORE
- Resolution #3: BE MORE ADVENTUROUS
- Resolution #4: LOVE YOURSELF
I hope you’ve enjoyed this book companion series so far. Do you have any books to recommend for this resolution? I have to admit that is was hard for me to choose just three. Share your recommendations in the comments below!